Estimate the stamp duty payable on a property purchase anywhere in Australia, and see how much cash you'd need upfront at different deposit levels — from a 5% deposit up to the traditional 20%.
Your purchase
A few details about the property and how you're buying it.
$
Drag anywhere from 0–100%, or click a marker to jump straight to 5%, 10%, 15% or 20%.
Your estimate
Based on a $650,000 purchase in Victoria
Stamp duty payable
$0
Deposit (10%)
$0
Total cash needed upfront
$0
5% depositwhen purchasing with the government guarantee scheme
Deposit$0
Stamp duty$0
Total upfront$0
Your deposit — 10%reference only
Deposit$0
Stamp duty$0
Estimated LMI$0
Total incl. LMI$0
20% depositavoids LMI
Deposit$0
Stamp duty$0
Total upfront$0
JNT Finance
📞 0439 540 550
✉️ james@jntfinance.com.au
This calculator provides general estimates only and isn't personal financial, tax or legal advice. Stamp duty rates and first home buyer concessions shown are current as at September 2026 and are reviewed periodically by each state and territory — always confirm the exact figure for your situation with us or the relevant state revenue office before relying on it. JNT Finance, Credit Representative 545606, is authorised under Australian Credit Licence 422284, held by R1 Investments Pty Ltd trading as RateOne Home Loans.
Want the exact numbers for your situation?
This is a general estimate — get in touch and I'll work out the precise figures for your purchase.
