How it works

Here's exactly what to expect.

No surprises, no pressure — just a clear path from your first message to settlement day.

1

Free initial chat

We talk through your goals, your current situation and what you're trying to achieve — no obligation, no pressure.

2

We compare the market

I compare options across my panel of 35+ lenders and explain the differences in rate, fees, features and policy in plain English.

3

We handle the application

Once you've chosen a direction, I manage the paperwork and liaise with the lender, so you're not chasing anyone yourself.

4

Settlement — you're done

From approval through to settlement, I stay across the process and keep you updated at each step.

Worth remembering

There's no obligation at any point.

I'm paid by the lender when a loan settles, not by you — so there's no cost to you for the initial chat, the comparison, or the advice, whatever you decide. If it doesn't stack up for your situation, I'll tell you that too. A second opinion that costs you nothing is still worth having.

Getting organised

What you'll eventually need.

You don't need any of this for the first chat — just so you know what's coming.

Identification

  • Driver's licence
  • Passport
  • Medicare card

Income

  • Recent payslips
  • Notice of Assessment
  • Tax returns (self-employed)

Your situation

  • Current loan statement (if refinancing)
  • Details of savings/deposit
  • Other debts & expenses

Free, no-obligation strategy session.

Talk through your situation with a broker who compares the whole market for you — there's no cost and no obligation.